JUMBO — TERMS OF SERVICE

You must be at least 16 years old to use the Service.

By using Jumbo, you represent and warrant that:

• You are at least 16 years of age;
• You have the legal capacity to enter into these Terms;
• You are not prohibited from using the Service under applicable law.

We reserve the right to suspend or terminate any account that violates these requirements.

Jumbo is a free-to-play, interactive sports engagement platform that allows users to participate in:

• Live predictions
• Trivia and knowledge-based questions
• Interactive games and challenges
• Leaderboards and competitions

Jumbo is designed for entertainment purposes only.

Jumbo is not a gambling, wagering, or betting platform.

• Users cannot deposit money
• Users cannot place bets or wagers
• Users cannot risk anything of monetary value

All gameplay is free-to-play.

Points, rankings, and in-app metrics:

• Have no inherent monetary value
• Cannot be exchanged for cash except where explicitly stated in a Competition governed by Official Rules

Jumbo may offer promotional competitions, contests, or events (“Competitions”).

4.1 Official Rules

Each Competition will be governed by separate Official Rules, which will define:

• Entry requirements
• Scoring systems
• Winner determination
• Prize details

In the event of a conflict, Official Rules control for that Competition.

4.2 Skill-Based Nature

Competitions are intended to be primarily skill-based, including:

• Knowledge of sports
• Prediction accuracy
• Timing and responsiveness
• Gameplay performance

4.3 No Purchase Necessary

No purchase or payment is required to participate or win.

4.4 Prizes

• Prizes may include cash or other promotional rewards
• Prizes are non-transferable and may not be substituted except at our discretion
• We reserve the right to modify or substitute prizes of equal or greater value

4.5 Taxes

Winners are solely responsible for any applicable taxes.

Jumbo may:

• Require tax documentation (e.g., IRS Form W-9)
• Issue tax forms (e.g., Form 1099) where required by law

4.6 Verification

We reserve the right to:

• Verify identity and eligibility
• Require documentation prior to awarding prizes
• Withhold or revoke prizes in cases of suspected fraud or rule violations

You agree to:

• Provide accurate and complete information
• Maintain the confidentiality of your account credentials
• Be responsible for all activity under your account

We may suspend or terminate accounts at our discretion.

You agree not to:

• Use bots, scripts, or automated systems
• Create multiple accounts
• Exploit bugs or vulnerabilities
• Collude with other users
• Manipulate gameplay or scoring systems

We reserve the right to:

• Disqualify users
• Reset scores
• Suspend or ban accounts
• Revoke prizes

You agree not to:

• Post unlawful, harmful, or abusive content
• Harass or threaten others
• Violate intellectual property rights

We may remove content and restrict access at our discretion.

Your use of the Service is governed by our Privacy Policy.

The Service may include third-party content and integrations.

We do not guarantee:

• Accuracy
• Availability
• Completeness

Jumbo may rely on third-party providers for live scores, statistics, and event data.

We do not guarantee:

• Accuracy, completeness, or timeliness
• Continuous or error-free data delivery

In the event of:

• Data discrepancies
• Delays
• Errors

Jumbo reserves the right to:

• Adjust scoring
• Modify results
• Cancel or void affected Competitions

All decisions are final.

Jumbo reserves the sole and absolute right to:

• Determine scoring outcomes
• Resolve disputes
• Interpret game rules

All decisions made by Jumbo are final and binding.

Jumbo is an independent platform and is not affiliated with, endorsed by, or sponsored by any sports league, team, or organization, including but not limited to the NBA, NFL, MLB, NHL, or NCAA.

All trademarks and intellectual property belong to their respective owners.

References to teams, leagues, or events are used for descriptive purposes only.

The Service is provided “as is” without warranties of any kind.

To the maximum extent permitted by law, Jumbo is not liable for:

• Indirect or consequential damages
• Gameplay interruptions or errors
• Data inaccuracies

You agree to indemnify Jumbo from claims arising from:

• Your use of the Service
• Your violation of these Terms

We may suspend or terminate access at any time.

We may modify or discontinue any part of the Service at any time.

We may update these Terms. Continued use constitutes acceptance.

These Terms are governed by the laws of [Insert State].

Disputes will be resolved via arbitration or courts in [Insert Location].

[Company Name]

[Email Address]